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Swapping Care from North to South: A Snowbird’s Guide

Nearly a century ago, the term “snowbird” described seasonal workers who moved south for the winter. Today, there are about two million snowbirds migrating every year for the same warmer winters in the South. These snowbirds, however, are typically retired from work completely. Some places in the North, like New York, are infamous for formidable winters with chill, blizzards, snow and icy hazards. Cold environments like these threaten the health and safety of seniors who may already have health issues. Instead of facing risks like pneumonia, falls atop icy surfaces and other hazards of northern winter weather, some seniors choose…

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Medicare: Know Your Options

Medicare’s annual open enrollment period is October 15th through December 7th. During this window, seniors can change their existing Medicare plans and prescription drug coverage to better meet their needs for the upcoming year. It’s important for seniors to review their plans for any changes in cost, coverage, and what providers and pharmacies are in their networks. Choosing the best plan begins with understanding what is offered and finding a balance between out-of-pocket costs and an affordable monthly payment. To begin, one needs to understand the basics of Medicare and how all the parts work. (sources: Medicare.gov, cms.gov) Part A (Original…

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