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long term care

Answer These 7 Questions When You Need Senior Care

Who are you, and why are you reading this blog? Maybe you’re a senior who knows you need long-term care. Maybe you’re a family caregiver who needs help supporting an elderly loved one. Perhaps you’re the child of an elderly parent who has shown a need for companionship that you know you cannot provide. You may be a senior coming to terms with your own limitations that are surfacing with age, and wondering about your options. Maybe you’re reading to find answers to questions that will help you navigate important care decisions. Regardless of your place or role in care decisions, here are seven important questions to…

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Out-of-Pocket Spending for Senior Care: The Harsh Reality

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“Three out of four Americans aged 40 years and older are not confident they will have the financial resources to pay for any needed care as they age,” according to the Scan Foundation. Up against the hundreds of thousands of dollars that long-term care can cost, it is no wonder Americans lack confidence when racking their brains for ways to pay for care. Perhaps the first solution that comes to mind is to pay for the cost of long-term care out of your own pocket. You don’t have to be a well-off, retired millionaire to consider this option. Many middle-income…

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Get to Know the Professionals in Your Senior Support Network

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Surrounding yourself with support is a no-brainer, for every person of any age. Supportive people can have roles ranging from beloved family to peers, friends, colleagues, mentors and others. But as we age, the ideal senior support network spreads even more to include important professionals who specialize in specific areas of senior service. The professionals in your senior support network include skilled and unskilled workers in healthcare, social services, elder law and insurance. This article introduces some of the important professionals from these fields that you may have to interact with regularly, and explains their role in supporting seniors. Knowing the…

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TRUST: Its Important Role in Senior Care

Family caregivers are usually well aware of why they are the preferred providers of their senior loved ones’ long-term care. They are trusted, familiar and in the best cases, proven to have the genuine love and concern caregiving requires. Because of the nature of these relationships, it can be hard for seniors and families to open this close circle of trust to additional help. But when caregiver burnout or financial constraints limit the amount of long-term care a family can provide, sometimes the only option left is to trust someone else with the task. Good senior care requires a patient-centered…

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Navigating Long-Term Care Insurance for Your Parent

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When you first noticed that your parent’s age was limiting them, what questions came to mind? Did you struggle to accept the reality of their aging or worry about their wellbeing?  Did you wonder what preparations were in place for their needs? Besides the questions you may have asked yourself, there is one question you must ask your aging parent: “Do you have a long-term care insurance policy?” After a health crisis, anyone may find they need long-term care. But since senior citizens especially are at a higher risk for debilitating health problems, they are more likely to need it. Long-term care…

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