How to use your policy: ADLs

In order to receive Long Term Care Insurance Benefits, most policies say that a policyholder must require assistance with at least two Activities of Daily Living (ADLs) or have cognitive impairment. Standard LTCI policies include 5 or 6 of the following ADLs:

  • Bathing & Showering

  • Ambulation (help with mobility and transferring)

  • Grooming (assistance with personal hygiene)

  • Feeding (not including chewing or swallowing)

  • Dressing

  • Toileting

ACTIVITIES OF DAILY LIVING

RESIDENT DOCTORS 17
IN-HOUSE NURSES 25
FULL TIME STAFF 43
NUMBER OF ROOMS 27
YEARLY PATIENTS 27,387