By Jeremy Brooker
June 28th, 2013
KSBN Spokane, also known as Money Talk 1230, recently featured Amada business owner Robert Christensen as a special guest on Dave Baker’s “Property Management and Financial Planning” show. Robert met the show’s host through Dave’s sister, who lives on the western side of Washington near Tacoma, where Robert’s business is located. On the show’s June 4th episode, Dave explained that his sister’s neighbor had fallen victim to two strokes in recent years, and found himself in a situation where he became dependent on her and others for daily care. Fortunately, the neighbor had a long term care insurance policy to assist with the funding of professional care, but because of his condition and lack of familiarity with the intricacies of insurance; he found redeeming this policy to be a difficult undertaking. That’s where Robert came in.
Robert helped Dave’s family friend navigate the complexities of his policy so that he could negotiate a claim with the insurance company in a way that was best suited for his unique situation. Dave’s sister was so happy with the results that she put Robert in contact with Dave so he could let other people know about Amada’s services. Dave said the level of assistance and quality of information Robert provided to his sister’s friend proved invaluable, and was unlike any he’d ever seen. “I’ve been in the business 40 years and I’ve serviced a lot of long term care claims – but I’ve never run across an organization like Amada. [They] certainly served my family at a very critical time,” he noted on the show.
Robert’s business not only advises seniors who need care, they also provide that care when necessary or assist seniors in locating a suitable venue for assisted living. “We’re here to be advocates for seniors,” Robert said of Amada. “Though we specialize in helping seniors, we have a particularly strong understanding of all aspects of long term care insurance. Most seniors that have bought this sort of thing bought it 15 years before they needed it, it sat on their shelf for 15 to 20 years, and they have no idea what’s in it. We like to sit down with the family members or with the senior if they’re able to, and go through their policy so they understand all avenues of it and so that they can properly claim it to get the full, maximum benefit. An 80 year old who has dementia, or who has fallen and broken a hip and who is trying to navigate through a legal document on his own – that can be very difficult.”
Robert and Dave also discussed the hospital readmissions epidemic , and how in regard to senior care – it’s not a question of “if” people will need care, but of “when”. “People take three positions in regard to their own care as they age,” Robert said. “The first is to have no plan and expect the government to take care of them. The second one I commonly see is people that plan to pay for their care from their savings or retirement. The third is via a long term care insurance policy.” Both Dave and Robert are advocates of long term care insurance, and stated on the show that they see it as a crucial part of financial planning.
If you or a loved one lives in the Tacoma, Washington area and has questions about care, you can contact Robert’s office by calling (888) 94-AMADA, e-mailing [email protected] or by visiting http://www.amadaseniorcare.com/tacoma.