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long-term care insurance

Navigating Long-Term Care Insurance for Your Parent

When you first noticed that your parent’s age was limiting them, what questions came to mind? Did you struggle to accept the reality of their aging or worry about their wellbeing?  Did you wonder what preparations were in place for their needs? Besides the questions you may have asked yourself, there is one question you must ask your aging parent: “Do you have a long-term care insurance policy?” After a health crisis, anyone may find they need long-term care. But since senior citizens especially are at a higher risk for debilitating health problems, they are more likely to need it. Long-term care…

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10 Senior Benefits to Remember for Financial Planning

Whether it is done independently or with the help of trusted advisors, seniors must organize their finances in the case of a crisis, but more importantly, before a crisis happens. The dreaded “health crisis” – a situation where a senior suddenly suffers injury or illness that requires treatment in a hospital – is usually what spurs families to organize the senior’s finances, health coverage, further treatment and living arrangements. The drawn-out task of reorganizing a senior’s life after a health crisis is painstaking and sensitive to error; which can happen easily if done in a hurry. With financial planning done…

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What to Look for in a Senior Care Agency

If a senior reaches a point where he or she needs care, but wants to maintain a level of independence at home, in-home care is a good option to look into. If you’re looking to find home care for your loved one, you’ll want to find an agency that is compassionate, qualified, and professional. So what does that entail exactly? Here are a few things to consider when searching for quality in-home senior care. Are they Licensed and Qualified? Is the agency fully licensed by the state? Most states require that home care agencies have a license and be reviewed…

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Five Reasons to Have Long-Term Care Insurance

Aging is inevitable, so it’s important to prepare for it as much as possible. Below are five reasons Amada Senior Care believes having a long-term care insurance policy is a smart investment. The possibility that you’ll need long-term care continues to grow. The fastest growing group in the United States is people over 85. In the next 30 years, an estimated 1 million individuals will reach the age of 100. As life expectancy increases, the need for long-term care does as well. At some point, it’s likely that even the healthiest of seniors will need assistance with activities of daily…

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Facing the Unknown After Discharge

discharge

George gripped his wife Anne’s hand tightly as the ambulance rushed them to the hospital. As George looked at her lying on the stretcher, he could tell she was in immense pain. Guilt and worry overcame him as he replayed her fall in his mind. Earlier that day, Anne left their breakfast table to get George’s cane from the living room. She accidentally caught her foot on their rug and with nothing in reach to break her fall – she collapsed on the wooden floor. Luckily George was there to call for help. The EMTs in the ambulance suspected that Anne…

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