LTCi: What Is It & How Does It Help Pay for Home Care?
Worried about how to cover the costs of in-home care for a senior loved one? You and your family are not alone.
For the senior with non-medical, in-home care needs, options like Medicare or Medicaid will NOT cover the costs of senior care. Rather, one of the most advisable ways to financially prepare for the possibility of needing long-term care is by investing in a Long-Term Care insurance (LTCi) policy.
Certain benefits included in a Long-Term Care insurance policy can address a wide range of home care needs and situations:
- Covers in-home care
- Covers costs of assisted living
- Covers costs of skilled nursing facilities
- Covers costs of memory care communities
LTCi not only covers in-home care provided by a non-medical, in-home care agency like Amada Dallas, TX it also can address the costs of other senior care options like assisted living, skilled nursing and memory care communities. Key components to consider when purchasing an LTCi policy include the benefit amount, the benefit period and the elimination period.
Amada Dallas, TX can help you understand and utilize your Long-Term Care insurance policy.
As committed senior advocates for families, our senior care advisors have the goal of helping seniors and their families identify funding sources for care. In fact, Long-Term Care insurance (LTCi) claims filing and management is our specialty at Amada Dallas. As your LTCi expert, we happily help policyholders understand their options and verify their policy’s benefits. Our team of senior care advisors will guide you and your family through the process of reviewing benefits and filing a claim so that you or you senior loved one can start receiving benefits as soon as possible.
Please call us today to take advantage of our complimentary, no-obligation LTCi policy review. We can coordinate this as a conference call with you and your carrier to do the following:
- Identify and analyze the requirements of your policy, including elimination periods, daily maximum, lifetime benefits, and home care coverage.
- Assist you as the policyholder in completing the necessary forms to file a claim.
- Bill the LTCi carrier directly, as per the policyholder’s request.
- Aid in the responsibilities of scheduling, bonding, payroll taxes, benefits, workers’ compensation, and general and professional liability insurance.
Amada Dallas offers a FREE benefits analysis for you or your senior loved one!
In fact, we have established relationships with a wide variety of LTCi agents, carriers and third-party administrators to make the claims process easier. We welcome the opportunity to be your advocate! It is our pleasure and dedicated goal to assist you in receiving the benefits in which you invested and the compassionate care you deserve. Please call us today at 214-550-5040 to speak with one of our senior care advisors for a FREE benefits analysis.