How to Use Your Policy: ADLs

Activities of Daily Living are key.

In order to receive Long Term Care Insurance Benefits, most policies say that a policyholder must require assistance with at least two Activities of Daily Living (ADLs) or have cognitive impairment. Standard LTCI policies include 5 or 6 of the following ADLs.

ACTIVITIES OF DAILY LIVING

Amada Senior Care - ADLs Bathing

Bathing & Showering

Amada Senior Care - ADLs Walking and ambulation

Ambulation (helps with mobility and transferring)

Amada Senior Care - ADLs Grooming and basic needs

Grooming (assistance with personal hygiene)

Amada Senior Care - ADLs Help in home

Feeding (not including chewing or swallowing)

Amada Senior Care - ADLs Dressing

Dressing

Using LTCi for Home Care

Toileting