About Long-Term Care Insurance and How Amada Los Angeles and Pasadena Can Help

Worried about how to pay the costs of care for yourself or a senior loved one?  

How to pay for in-home care is a question the senior care advisors at Amada Los Angeles and Pasadena often are asked. The fact is for a senior with non-medical needs, options like health insurance, Medicare or Medicaid will NOT cover the costs of senior care. Instead, one of the best ways to financially prepare for long-term care is investing in a Long-Term Care insurance (LTCi) policy.

What does LTCi cover? 

  • Covers in-home care 
  • Covers assisted living costs 
  • Covers skilled nursing 
  • Covers memory care communities 

Not only does LTCi cover in-home care through home care providers, it also covers other options like assisted living, skilled nursing and memory care communities. Some of the key components to consider when purchasing an LTCi policy are the benefit amount, the benefit period and the elimination period.

 Amada can help you understand how to use your Long-Term Care insurance policy 

At Amada Senior Care Los Angeles and Pasadena, we are advocates for seniors and their families to help them find funding sources that help cover the cost of care. In fact, Long-Term Care insurance (LTCi) claims management is our specialty at Amada Senior Care. As LTCi experts, we gladly help policyholders understand and verify their LTCi benefits. Our senior care advisors guide you through the process of reviewing and filing a claim so that you can start receiving your benefits as soon as possible. All of this is done without cost to the policyholder.

Call us today at Amada Los Angeles and Pasadena to schedule a free policy review. It would be our pleasure to coordinate a conference call with you and your carrier to do the following: 

  • Identify and analyze the requirements of your policy, including elimination periods, daily maximum, lifetime benefits, and coverage 
  • Assist you as the policyholder in completing the necessary forms to file a claim
  • Bill the LTC carrier directly, at the policyholder’s request

 Please know that Amada Senior Care is happy to provide you a FREE benefits analysis 

We have established relationships with multiple LTC insurance carriers and third-party administrators to make the claims process easier. Let us be your advocate. We want to help you receive your benefits and the compassionate care you deserve. Call us today at 818-350-2915 to speak with one of our senior care advisors for a FREE benefits analysis.